CREAMENO

I am a loyal user of Permata ME savings, because I can get many benefits from Permata ME savings especially when traveling ~ although lately many new digital savings have released, but so far I still think that Permata ME is the best option for me 😁 I even open Permata ME savings for my assistants who take care of my houses and I also open another Permata Bank savings for their childrens (the savings are specifically for children : Permata Bintang) 😂

Why did I get too in love with Permata ME savings? Well, first of all, because I often travel abroad so I need savings account without additional fees when doing cash withdrawals. And, Permata ME is free charge guys (as long as we have a minimum balance of IDR 1,000,000 then we can withdraw cash for free around the world) 😆 as you know, if you often go abroad you will annoyed when you need to pay additional fees whenever you have to withdraw some cash. That's why for me who really prefers to withdraw cash rather than exchange dollars, Permata ME is so helpful when needed 😄👌

Then my second reason is.. even though the card type is debit card, but Permata ME card can still be swiped on any EDC machine (around the world as long as the machine has VISA logo) 😁 Are you on vacation to Korea, America, Japan? And want to eat at an overseas restaurant but don't bring any cash? Don't worry, you can just take your Permata ME card and all the problems will be solved~ HAHAHA. Seriously guys, for me going trip abroad without much cash is actually easy because Permata ME card can swipe anywhere 😂

And, their token system also mobile, so it's good when we want to do a transaction via i-banking. No need to worry about our token device being damaged or lost 😂 for example, when we are abroad and need to transfer to Indonesia or we wanna pay bills, we can use i-banking with mobile token on our cellphone ~ even though we can actually use m-banking, but the disadvantage of use m-banking when going abroad is that we have to turn on our Indonesian numbers to receive their SMS Token. However, even though we are abroad, we still can receive SMS Token without roaming, so everything is easy 😉

By the way, besides the advantages of Permata ME savings when traveling abroad as I described above, there are actually many other advantages that we can get in Indonesia. First, we can get free charge when we withdraw cash at all ATMs in Indonesia (as long as there is a minimum balance of IDR 1,000,000 - almost all digital banks also apply the same rules) ~ and this is what I like the most, Permata ME savings give us privilege when we need to transfer to any other bank without minimum balance requirements and we can transfer to all banks without additional charge! 😱 woaaaaaaah~

For me this is very important because I am an active user, and I can transfer here and there at least 100x in a month~ can you imagine, if I using other bank I will get charge IDR 7.500 every time I need to transfer 😕 and the total charge can be IDR 750,000 a month 😭 so, since I'm using Permata ME, I'm more than happy and I can use the money for my next trip 😂 and on the side note, you don't need to worry when the transfer listed as ONLINE - IDR 7,500 in m-banking (it just kind of information), because even if we choose an instant online transfer, Permata Bank will not charge us at all 😉

"Aside from the free cash withdrawal fees and transfer fees, is there another free one?" - that was one of the questions from my friends when I recommend them to open Permata ME savings account. And the answer is, "Of course, YESSSS." 😂 For you guys who likes 'FREE THINGS', I will give you let you know that Permata ME also giving free administration fees and card fees for us! Not bad, huh? In addition, there is also no minimum balance that we need to keep in our savings account, so our savings account can reach ZERO number, although I hope we can save much money so we will not get ZERO number (remember emergency funds guys) HAHAHA 😆

And for anyone who opens Permata ME savings account will get balance IDR 49,900 from Permata bank 😍 OMG, we just need open an account and they will give us a balance! Which other bank would dare to give us something like that 😆 so, this balance will be sent to our Permata ME savings one day after our accounts are active~ 👌 that's why, I recommend this savings to everyone because I could see many benefits from Permata ME savings that we can get.

They even have 10%, 20%, 30% CASHBACK promo for those of us who like shopping online, hanging out at coffee shops or cinema, and top up online transportation 😂 later in the middle of month, we will get cashback from the money that we use on previous month. Just like me, sometimes when I diligently top up online transportation account, I can get cashback up to IDR 250,000 / month. For me it's good, so I don't really feel guilty when there are big expenses 😆✌

Plus for those who have sharia principles, Permata ME savings will not give interest if our savings amount is under IDR 100,000,000 😂 so, for you who are concerned about things related to bank interest and so on, you can choose Permata ME as a choice ~ maybe for daily expenses which no need to stock money up to hundreds millions 😄

Anyhow, if you are interested in opening Permata ME savings, you can register through Permata Mobile X application and your card will be sent to the address that you submit. No need to visit bank, because everything can be done from home 😁 and, Permata ME is digital savings so there will be no savings book, but we can still get an E-Statement that we can request to be sent to our email 😄👌

Hopefully my information about Permata ME savings can be useful for you who are looking for the best savings account. In the end, choose something according to our needs and if it can give us benefit, just consider it as a bonus 😉 And even though this is an Indonesian bank, I will still write this post in English and Korean incase there are foreigners who do work and live in Indonesia and need recommendations about banks in Indonesia.

Finally, see you in my next review! 💓

For me, Melaka is one of the most attractive cities in Malaysia. And for some reason, even though it is small city but I feel comfortable and always wanna go back there ~ and you should know that after 10 p.m, you will not see many cars passing by, or shops and restaurants that are still open 😂 maybe that's why I feel calm when in Melaka ~

By the way, for those who want to go to Melaka, you can take a bus from KL or ride a plane and transit in Penang. Fortunately, there are also many direct flights to Penang even from Jakarta, and if you intend to spend 4 days and 3 nights for your trips, then you can go to Penang first and continue to Melaka afterwards. Because flight tickets from Penang to Melaka are quite cheap, only USD 10++ 😂

However, I personally never taken a bus from KL to Melaka so I can't give any review or recommendation, because every time I go to Melaka, I will go to Penang first. And for your information, Melaka Airport is really small and the location is somewhat a bit far from city center. But, if you want to go to city center, you can ride a GRAB taxi at a rate around MYR 13, which is certainly not that expensive especially if you pay it together with friends 😁

And as I said in my previous post, since Melaka is a small town so the tour is centered in an area that can be visited by walk (if you are not lazy) 😂✌ and there are actually some more tourist attractions that I think are good but unfortunately I don't have any pictures of it HAHAHA. Nevertheless, if you want the information, I will list some good tourist attractions in Melaka besides what I have written down before. Who knows you need additional options 😉👌

For you who have 2 days 1 night to visit Melaka, I will recommend these places based on your arrival time. If you want to start the walk from noon, you can go to A Famosa first, then continue to St. Paul Church, and next to Dutch [Red] Square which consists of Stadthuys, Christ Church, Victoria Water Fountain, Malacca Art Gallery and Tan Beng Swee Clock Tower. After that, you can go to the Maritime Museum, this museum is built on a big ship, so it's like we're on board. Then you can go to Melaka River, walk from end to end or take a cruise, and close your day at Jonker Street 😁

Oh and besides Rosa Malacca, I also have a recommendation for another hotel in Melaka which more affordable than Rosa Malacca. Coincidentally, Rosa Malacca price when peak season or weekend sometimes increase too much 😑 like last time when I booked, the price went up to USD 180 / night zzzz ~ even though normally if it's low, the price only around USD 50 to USD 80 / night.

Meanwhile, the other hotel that I want to recommend is cheaper because I only paid USD 25 / night. But, I will specifically write a short review about this hotel in a separate post 😆✌ so this time, my post is more focused on my opinion about Melaka HEHEHE ~ Anyhow, for the price of food in Melaka according to my standards is quite affordable, and in general all food in Malaysia also affordable and not that expensive. Especially if you eat at Jonker Market 😂

I also had time to eat in one of the cafes on the riverbank, and the price is also not expensive. For example, their snacks price is only around MYR 8 and their main menu is only around MYR 10 - MYR 13. For drinks also starting from MYR 2. So in my opinion, Melaka is a food paradise too, just like Penang 😍 and besides The Stolen Cup, there are several cafes that I think are good and worth a visit because the food is delicious and their interior also great!

First is Geographer Cafe which is located right on Jonker Street. It will be nice to be able to sit while watching the people passing around Jonker. And there are Calanthe Art Cafe and The Daily Fix Cafe too HEHEHE. I think all these cafes are good, and have their own characteristics. So if you only have 2 days 1 night in Melaka, I think it will be enough to visit some cafes that I mentioned above 😍 by the way, when I'm writing this post, I feel so hungry HAHAHAHA.

All in all, that's my short getaways stories 😆 indeed it was short but I feel satisfied and happy. I also feel calm and relax when I walked in Melaka, (and not too tired HAHAHA). And, I could say that Melaka is a great place to get weekend getaways for you guys who feel tired of working or taking care home, and for you who want to run away for short vacation with family 😍 don't forget to check Airasia promos, who knows you can get a cheaper price ~ GOOD LUCK!

Happy hunting and thanks for reading 😆💓

If you've ever seen other bloggers writing about Melaka, there is definitely an area that has never been forget to write because this area is indeed well known by both local and foreign tourists 😄 the name of the area is Dutch Square which is also known as Red Square due to the color of the buildings which are red ~ 😁

As a tourist, I also wanna see the original shape of the Dutch Square, so that's why I went to Dutch Square escorted by a GRAB driver 😁 By the way from Rosa Malacca hotel to Dutch Square is only 1km with a GRAB rate around 5 MYR (USD 1++) ✌ I went down right in front of Dutch Square, which was already full with visitors.

Ah, and if you want to use GRAB taxi to Dutch Square, you better go before 4 p.m, because after that you will get traffic jam HAHAHA ~ Maybe because a lot of people want to go to Jonker Night Market as well. Yeah, as I said in my previous post, I visited Melaka on weekends for the sake of Jonker Night Market because it only opens when weekend (Friday - Sunday) 😍👌

Long story short, I was finally able to see the buildings in Dutch Square, where some of the buildings are historical relics from the Dutch, Britain, and Portuguese colonial times with a lilbit touch of China era. Now, in this post I want to briefly write about the history of the buildings that I saw before 😄 please read until the end!

The first is Stadthuys or in English means City Hall ~ This building was built in 1650 as a Dutch government office. For those of you who don't know, Malaysia is also a Dutch colonial like Indonesia before it was finally taken over by a Great Britain. And the history said, Stadthuys is the oldest Dutch building in Melaka which still standing strong until now 😁 At this time, the function of Stadthuys has been transformed into a 400-year history museum of Melaka which also tells about the glory of Melaka 😄👌 too bad, i didn't go inside.

The second building which is located on the left side of Stadthuys is Christ Church, which is the oldest protestant church in Melaka and was built in 1741. Historically, this church was built because the Dutch wanted to replace St. Paul church which was the result of Portuguese era that has been damaged. So this Christ Church is also a historical witness of how the Dutch colonized Malaysia in the past, until finally Britain took over and changed all the colors of the church to red. Anyhow, the church is still functioning until now 😁

And the third building that stands on the left side of Christ Church is Malacca Art Gallery, which was built in 1958. The building was built to facilitate art activities in Melaka and is still used as a museum to store art from Malaysian artists. I personally only look at it from the outside because the museum was closed when I arrived 😂✌

And for the last is Tan Beng Swee Clock Tower which is a gift from one of Chinese millionaire named Tan Jiak Kim. So Tan Jiak Kim gave a clock tower fulfill his father (Tan Beng Swee) wish in the past ~ besides that, Tan Beng Swee's father named Tan Kim Seng was also the one who gave a bridge right across the clock tower. So, if we want to go to Jonker Night Market from Dutch Square, we will definitely pass the bridge which is still standing strong until now 😄

Actually there is one more which is Victoria Water Fountain and it's a relic from Great Britain but I don't have a clear photo of it HAHAHA because there were too many people when I visited there ~ So if you want to capture Victoria Water Fountain is definitely not easy 😂 and, next to Victoria Water Fountain is exactly 'I LOVE MELAKA' big sign so indeed the area is the busiest photo spot for tourists who want to take a picture with friends and family ~

Anyway, is there anyone who wants to go to Melaka soon? Please don't forget to visit the Dutch Square, I guarantee you will not regret it because there are many things that we can see and learn there. In addition, there are also some interesting tourist attractions not far from Dutch Square area that I will give a short review about it on the post All About Melaka (likely I will publish it tomorrow). Hopefully this time my information is useful and see you again 😍